Cutter family finance
Recent Blogs
Sequence of Returns Matter
You face plenty of risks when investing for retirement, market crash and inflation can eat into returns. In my experience, sequence of return risk doesn’t get the attention it deserves.
Inflation Amplifies the Concerns of Seniors Hampered by Tiny Social Security COLA
The concept of a dollar being worth less tomorrow than it is today is a scary thought, but a hard reality. So, this week we are digging a little deeper into inflation and specifically how it affects those in retirement.
Traditional Retirement Planning and Annuities
Today’s low interest rate environment makes annuities more attractive than bonds. While annuity payouts have dropped because of low rates, alternative strategies such as bond ladders, have been hit harder.
Teaching Retirement
When it comes to spending down retirement assets, timing is everything. Your strategy will depend on where your assets are located, tax liability, and other considerations.
Avoiding The Retirement Crisis
Social Security is a cornerstone of many retirees’ planned income stream, but it’s only one part of a sound retirement system.
Giving Financial Advice to Adult Children
Providing financial advice to adult children can be difficult; it’s important to create an environment of trust and respect.
