The Great Divide

The Grey Divorce

Divorce is stressful enough on its own. The potential complications it creates around retirement can be mitigated with thoughtful planning.

Traditional Retirement Planning and Annuities

Today’s low interest rate environment makes annuities more attractive than bonds. While annuity payouts have dropped because of low rates, alternative strategies such as bond ladders, have been hit harder.

Revisiting The 4% Rule

Retirees concerned about money

The “4% rule” has long been a benchmark for how retirees can safely spend down their accounts. Like any rule of thumb, it’s a guideline – not an immutable law.

Don’t Set and Forget Your Retirement Income

I recently met some of my students from the retirement class Jen and I teach at Cape Cod Community College. After attending my class, Gwen and David came into our Duxbury office for a consultation. They’re from Plympton. David’s a software engineer. Gwen is involved with vacation property management, and they have two kids around […]