What to Do if Your Employer Freezes Your Pension

In the Cutter house, Christmas is a big deal. Even as teenagers, the girls get so excited to decorate the house with Christmas knick-knacks, and put up the tree. And, of course, it’s a month of anticipation about what they’ll find under the tree on Christmas morning. It even seems like the bickering and arguing […]

How Much to Invest for Retirement – or Christmas

I love Christmas, I really do. The signs of Christmas seem to be popping up all over the place. The commercials on every channel, twenty-four hour Hallmark movies, the Christmas displays downtown, the crisp in the air . . . and the release of the Christmas Club funds. Friends of ours, Jim and Becky, reminded […]

How Congress’ Retirement Plan Compares to Yours

Alan and Gina are a very nice couple who recently reached out to me for some financial help. They are in their mid-60s, live in West Falmouth, have two grown daughters, and are faithful readers of this column each week. According to Gina, Alan has never missed a week in six years. Alan’s retiring next […]