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Investment Planning

Once we have a clear understanding of your retirement income needs, your sources of income, and what your current and future tax situation is, we then design and deploy a risk-first investment strategy designed specifically to manage downside risk.

“Rule No.1: Never lose money. Rule No. 2: Never forget Rule No. 1” — Warren Buffet

“If you focus on the downside risk, the upside can take care of itself” — Jeff Cutter, CPA/PFS

As a fiduciary, we only make recommendations that are in your best interest and help to put you in the highest probability of financial success.

In these turbulent times, investment management is critical, especially for individuals considering retirement in the near future or who are already in retirement. A significant loss in the years just prior to and/or just after you retire can have a damaging impact on the level of income you receive over the course of your life.

Our Process

We institute a 21st century approach, designed and built to protect against significant market downturns. Instead of relying on stock selection and asset allocation to limit risk, we offer a mix of modern tactical and strategic institutional strategies, designed to protect against the downside and help to succeed in all markets, including bull, bear, and neutral. We seek to maintain a risk-managed approach toward investing, looking at performance through a complete market cycle.

All of our investment strategies are then stress tested, gauging the potential risk and opportunities before they unfold, using advanced statistical relationship modeling between economic levers and our investment recommendations. Through this advanced technology, we are able to model the impact of recessions, crises, and other economic events, using historical research and analysis on how economic indicators are correlated and their potential effects on your investments. The Federal Reserve uses similar technology when examining a bank’s balance sheet and cash flow, stress testing them under a range of economic assumptions.

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Let us get to know your situation, goals and needs – then together, we will help you build a sound retirement system.

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