Massachusetts Investment Planning

Investment planning is one of the primary components of a sound retirement system. In these turbulent times, investment management is crucial, especially for individuals in or nearing retirement. A significant loss in the years just prior to and/or just after you retire can have a damaging impact on the level of income you receive over the course of your life, reducing your chances of a successful retirement. Your savings must support you through potentially decades in retirement so it’s important that they are invested appropriately.

An investment plan involves more than just choosing a few stocks to put money in. You have to define your timeline and how much risk you’re willing to take on in order to determine your optimal asset allocation. Your investment plan will dictate how and where your assets are invested to help reach your long-term retirement goals.

“Rule No.1: Never lose money. Rule No. 2: Never forget Rule No. 1” — Warren Buffet

“If you focus on the downside risk, the upside can take care of itself” — Jeff Cutter, CPA/PFS

With so many investment vehicles to invest in, it’s crucial to partner with an experienced investment advisor who is also a fiduciary. At Cutter Financial Group, we are investment advisors and fiduciaries, which means that we only make recommendations that are in your best interest and help to put you in the highest probability of financial success.

Once we have a clear understanding of your retirement income needs, your sources of income, and what your current and future tax situation is, we are well-equipped to design and deploy a RiskFirst® investment strategy designed specifically to manage downside risk while seeking the growth you need to sustain a comfortable retirement. RiskFirst® uses strategic and tactical investment management capabilities to help ensure your portfolio is not over-exposed to market volatility and risk. This approach seeks to prevent large losses from decimating your retirement plan.

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Let us get to know your situation, goals and needs – then together, we will help you build a sound retirement system.

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