The Whole Is Greater Than The Sum of Its Parts
Income Planning, Asset Management, Advanced Tax Planning, and Estate Planning are the cornerstones of a sound financial system.
Retirement Income Ratios During A Pandemic
Preparation must be the building block to any successful distribution retirement system. Take control to protect your retirement income ratio.
There Is Hope During A Job Loss
Personal economic setbacks can present opportunities if you know where to look for them, starting with your financial systems.
A Boss Is Only as Good as Their Team
There is no doubt the current recessionary environment has most of us concerned and possibly even questioning the course we had set regarding our financial plans. With my oldest daughter, Maeve set to embark on a career in the near future, I’ve looked with concern at articles talking about the difficulties new college graduates will […]
Fiduciary Standard Expansion Law
Last week I wrote about the difference between the fiduciary standard and the suitability standard. I explained that brokers and brokerage houses are only required to give advice that is “suitable” for investors whereas Registered Investment Advisors (RIA) and Investment Advisor Representatives (IAR) are required to act in an investor’s “best interest.” If you missed […]
The CFP Board: Blurring The Lines
This pandemic is causing challenges on all fronts with all the Cutter’s cooped up. The other day I went looking for my favorite snack that my daughter, Sophie, and I favor . . . Cheezits. Well, she beat me to the punch. A quick scan of the pantry shelves reminded me of the toilet paper aisle at Shaws […]
Avoid Panic When It Comes to Your 401(k)
Stock market uncertainty can lead to emotional investing. Financial professional Jennifer Farrington, Ph.D., shared her thoughts with U.S. News & World Report @USNews about avoiding panic when it comes to your 401(k). https://money.usnews.com/money/retirement/401ks/articles/how-to-avoid-panicking-when-your-401-k-is-down #RetirementPlanning This article is intended to provide general information. It is not intended to offer or deliver investment advice in any way. […]
Adversity and Opportunity
Well, another milestone for Cutter Financial this week. Maeve, our oldest daughter, who was officially our “Chief” landscaper since she was 13 has now been promoted to “Summer” intern while on break from nursing school at Quinnipiac. Her sisters have some tough-shoes to fill as Maeve pivots from her landscaping duties to a more professional environment. Maeve […]
Time to do the Math
Jen and I have been extremely busy over the past few weeks talking “virtually” with clients to review their financial systems and to discuss how each of them has been impacted by the pandemic roiled financial markets. Much of the discussions centered around the ongoing economic uncertainty and what, if any, changes may need to be […]
The Corona Pandemic: Emerging From the Crisis
“Seek first to understand, then to be understood.” Whether you attribute those words of wisdom to Stephen Covey’s “Seven Habits of Highly Effective People” or further back in time to Saint Francis of Assisi, they are probably as profound as they’ve ever been as the world faces the calamity of the Covid-19 pandemic. In this troubling […]