Finding the Silver Lining
You know, this week marks a milestone for us. This week marks the seventh year that you and I get together each week to break down the complicated issues of Wall Street and how those issues effect folks like us on Main Street. Over the years, we have discussed issues such as market volatility, downside risk […]
Roth IRA Distributions: Be Sure to Read the Fine Print
With Christmas in the rearview window, the Cutter family leapt into 2020 with renewed energy and enthusiasm. For Sophie and Phoebe, this included heading back to the Braintree Mall for yet another shopping trip. This trip meant spending some of the money they received from their grandparents as Christmas gifts. Phoebe also wanted to return a book she bought for Sophie. It turns out Sophie had already read it and would rather use that 25 bucks for a sweater she had her eye on at a different store.
Financial Planning in A Recession: Managing Downside Risk
You know, in light of the dramatic events surrounding the COVID-19 pandemic, many, if not most of us, have begun practicing all sorts of ways of managing our downside risk. Many of us have stocked up on grocery staples, like food, paper towels, bleach, cleaning supplies, etc. Who would have ever thought that rationalizing toilet paper […]
The Student Loan Crisis
It is hard to believe that I have been in private practice now for about twenty years. In that time, I have had the fortune to have worked with folks from just about every walk of life. Despite the differences in their backgrounds, they all share some common goals. They all thrist for a financial system to help […]
A Certified Financial Planner . . . The Good, the Bad, & the Ugly
I have always been a reader. I like it. One of the benefits of being stuck in the house for what seems to be eternity with three teenagers is that I find myself spending more quality time reading. So, after supper the other night I found myself in the den reading industry articles on financial […]
The CARES Act and SBA Programs Whitepaper
Now Is the Time!
In the past, when I’ve been stressed out or troubled about some impending problem, I’ll sometimes glance over at my French bulldog, Louie . . . and think. I think how it must be really awesome to be a Louie. He is a good dog, great with the kids, but there’s not much worrying going on in […]
What Is Real Wealth?
These times are unprecedented. As a community, the younger kids are on extended break from elementary, middle school, and high school. As a community, the older kids are home from college. Dads or Moms, or maybe both, are off from work. As a community, families are spending the most face-to-face time together in quite a while. Unfortunately . . . […]
Retirement Plans and Tax Law Changes
Have you ever had the experience of opening up one of your kids’ report cards to see their grade drop in a subject they previously excelled at? In earlier years they had been coming home telling you how much they loved history or science, only to now become disenchanted. Perhaps when you ask them what […]
2020 Elections and Our Future: Who Wins?
The other day I met a old college buddy of mine, Gerry, for lunch and to catch up on each other’s lives. Gerry’s a good family guy, married with 3 teenagers with one in college. He and I can certainly relate to each other these days. Gerry has always been a roast beef sandwich guy […]