Coronavirus and The Markets

Lately, you’d have to have been living by yourself in a cave on a deserted island to not have heard about the Coronavirus. You can’t turn on the TV or get online without hearing about it and all the speculation regarding what the ultimate impact of the virus will be. It’s encroaching on many of […]

You Cannot Run Out of Gas in Retirement!

I will bet we can all recall a time in our past that we found ourselves driving down the road at night, miles from the next exit, only to glance down at the fuel gauge and be seized with panic . . . it’s on empty! Then we start to do some quick mental calculus […]

The Prescription Drug Dilemma . . . It’s a Problem!

Yesterday I swung into the CVS that is down the street from my office to get a prescription filled. Of course, I had forgotten to call ahead, so I dropped off my script and sat down to wait for a few minutes while it was being filled by the pharmacist. An older gentleman, I guessed […]

Systematic Investing . . . And Why it Should Matter to You

This past Saturday I knew I wasn’t going to be able to catch up with my girls around the Cutter family breakfast roundtable. With Phoebe taking her driving test on Monday to get her license, her ol’ man had to get Maeve’s old car back up to speed. It is a pretty cool little car, […]

Federal Employees and Thrift Savings Plans . . . You Have Options

You know, it seems in a span of a few years Jill and I will have gone from a house of energetic adolescents to being empty-nesters. I am not going to lie to you; I am going to miss all of them. Over the years, our advice to Maeve, Phoebe, and Sophie was to always […]

The Rivalry of the Bulls vs the Bears

Like most weekends, the first weekend of 2020 was the same for the Cutter home. After church, Maeve drove Phoebe and Sophie over to “Coffee ‘O” on Main Street to hang out with some school friends. I was told that Maeve is much “cooler” than me. So, I took advantage of having her home from […]

What You Need to Know About Roth IRA Rules

With Christmas in the rearview window, the Cutter family leapt into 2020 with renewed energy and enthusiasm. For Sophie and Phoebe, this included heading back to the Braintree Mall for yet another shopping trip. This trip meant spending some of the money they received from their grandparents as Christmas gifts. Phoebe also wanted to return […]

How To Avoid These Common Financial Mistakes in 2020

Early to mid January is the time of year when I like to reflect on 2019 so I can then start planning for a productive and satisfying 2020. I find that if I give thought and thanks to the year just passed, I can dive into the new year with renewed energy and focus. Last […]

Ringing in the New Year with a Gift from Congress – The SECURE Act

I have tried over the years to teach my kids simple life lessons. Lessons such as, “Kids, there are no short cuts in life.” Or, “The road to success only comes through the desire to be successful, the determination to find a way to achieve success, and the dedication to see it through.” Or how […]

Medicare For All – What’s the Cost for The Middle Class?

With the Holiday season winding down in the Cutter household, I’ve been reflecting a lot on this past year, and looking forward to what’s to come in 2020. Maeve has been home from college for Christmas so we’ve had a lot of time to catch up, and she’s given me some new ideas to ponder […]