Five Critical Components for a Sound Retirement
At Cutter Financial Group, we employ a five-step retirement system designed to help pre-retirees and retirees plan for their retirement successfully.
We begin by striving to provide you with low risk, low volatility solutions to protect the equity you have worked so hard to build.
For example, our CFG retirement system addresses risk management to help protect your financial future from unexpected expenses and life events, by running “what if” scenarios – like the loss of a spouse – and suggest potential solutions.
Another often-overlooked element of retirement planning is the impact of taxes.
At Cutter Financial, we address advanced tax planning and suggest tax efficient strategies designed to minimize your tax exposure to help you keep more of what you’ve earned.
We also help retirees and pre-retirees with income planning, using strategies for generating retirement cash flow that is measurable, predictable, and designed to ensure you never run out of money.
We understand that, one the greatest concerns for retirees and pre-retirees is outliving their money.
So, we help you with investment planning with a risk-first strategy that focuses on capital preservation and mitigating downside risk. We believe that if you manage the downside, well, the upside can take care of itself.
As part of our comprehensive approach to retirement planning, we also help address estate and legacy planning.
We’ll help you articulate, create, and implement a clear plan of how your money will be passed along to your beneficiaries, including those with special needs and charitable causes.
And because we help construct your portfolio through our fee-based asset management system, you’ll know the costs up front… and that your interests are our top concern.
Have you addressed all five critical components for a sound retirement? Why not? Contact us today to learn how you can design and deploy your sound retirement plan.