Cash Is King – Isn’t It?
In times of market turmoil, some folks may decide that pulling funds from riskier, growth-oriented assets and putting it all into cash can safeguard their money. But in doing so, they just may be surrendering potential opportunities for meaningful growth.
Student Loan Forgiveness? Just Say No!
Although White House officials have debated the forgiveness program internally for more than a year, there doesn’t appear to be any real consensus on the best path forward.
Inflation – Could the Fed be Wrong Again?
Recently, I’ve had a few folks ask me about inflation, given how high it is right now and how much airtime the media is giving it. Inflation – at least as we’re currently experiencing – is an issue that doesn’t seem to have one clear, specific root cause, despite what you may hear from media pundits.
Crypto in Your 401(k)? Hmmm . . . Not So “Fast”!
Investing for retirement is a long game and the rules aren’t the same for everyone.
The SECURE Act 2.0 – Another Step in the Retirement Planning Journey
Folks often feel overwhelmed by the number of factors we need to consider as we build their retirement plan. It can seem confusing and overwhelming which can easily lead to procrastination.
Inflation – It is Not Good!
Folks, we have not seen this type of inflation in a generation. So, while we’ve talked about inflation here before, this week I want to use our time together to take a deeper look at just what is driving inflation.
How to Invest (Or Not) Calmly Amidst Chaos
As individual investors we need to evaluate not only the current headlines and investment firm predictions but our own unique needs and holdings. Reading conflicting opinions and predictions online is not the real knowledge we need to make the right decisions.
Target Date Funds – And Vanguard’s Big Oops
Aside from the typical market risk you are subject to, Target Date Funds have other risks that must be understood.
Social Security’s . . . Not So Hidden Tax
The countdown to Tax Day is on and for many it isn’t a pretty sight. Many COVID-related tax breaks have expired, and some folks will find themselves paying in more to make up for financial concessions during the pandemic.
How to Help Avoid Information Overload
Those preparing for retirement tend to find the abundance of financial information and advice available online to be overwhelming and frustrating.