Don’t Run Out of Money in Retirement
Last week the Cutters spent the weekend in Dighton to watch Phoebe’s softball tournament. It was a beautiful weekend, and Phoebe brought her best “stuff.” She pitched one heck of a Game One with 11 strikeouts, 2 walks and one unearned run for a win 11-1 against Somerset’s travel team. Game two was a different […]
The SECURE Act and the Future of Your Retirement
Folks, I find that many Americans are facing a serious financial crisis in retirement. Last week, I was reading a recent report issued from the Federal Reserve. Did you know that only 36% of non-retired Americans think that they are on track with retirement savings, and 25% of Americans have nothing at all saved for retirement? No […]
Retirement Planning for the Self-Employed
I had a recent visit from a new client of ours, let’s call them John and Sue. They are both 46, married for 19 years, a couple of kids, who are seeking advice about some challenges they may face leaving corporate life to open their own business in Mashpee. I explained to them that I find […]
Financial Factors to Guide Your Retirement Plans
It’s been a rainy spring this year, but we’ve still had a few good days here and there, like this past weekend when our neighbors had a big picnic potluck. A lot of my good friends were there, including the son of one of my friends, I’ll call him Graham. Graham’s an all-around great kid, […]
A Look Under the Hood of a Roth IRA
These days, I find there’s no shortage of opinions and advice about the best way to save for retirement. The use of social media and other online platforms give anyone and everyone the ability to weigh in with their 2 cents. But who can you believe, especially when it comes to something as crucial as […]
Pay Down Debt, Save, or Invest?
As a father of 3 beautiful girls, Maeve, Phoebe, and Sophie, I understand that my job doesn’t end when they turn eighteen. It was easy to see how much they needed me when they were young. But, as they grow up and become more self-sufficient, my job as a parent takes on new meaning. Sure, […]
Taking a Hard Look at 401(k) Loans and IRA Withdrawals
Last Thursday, I dodged out of the office for a bit to grab a bite to eat at the Pickle Jar on Main Street in Falmouth. I like the place; I really do. The food is fantastic, and the owners and staff are always friendly. Anyway, as I was sitting at the lunch counter waiting […]
What’s Your Retirement Age?
A couple Saturdays ago, Jill and I hosted a family party. Our home was full to the brim of grandparents, parents, cousins, nieces, nephews, aunts and uncles. I spent the day moving from group to group, chatting about our plans for the summer, laughing about old times and dissecting James Holzhauer’s historic success on Jeopardy. […]
Investing Advice for Couples
As you may know, we’re a family business. Maeve, our oldest, who has been our “Chief Landscaper” for years is going off to college. So, her younger sisters, Phoebe and Sophie, will have some tough shoes to fill when it comes to cutting our 15’x15′ front lawn. Jill, our “Chief Everything Officer”, has been our […]
Financial Lessons I Have Learned from Falmouth Softball
I love spring. Daffodils sprout their beauty; birds are back to performing Vivaldi’s “Four Seasons;” and the Falmouth High School Softball team once again takes the field. The girls have really found their rhythm as a team. They’ve evolved from not winning a game for years to making it to last year’s state tournament. Amy […]