Inverted Yield Curves; Why They Should Matter to You
Ah, the end of summer – and the beginning of the chaos that back-to-school brings. We dropped our oldest, Maeve, off to college for the first time and the twins embark on their second year of high school. Our household seems to have been turned upside down. Add in the stress of Phoebe and Sophie […]
How Do You Achieve Financial Security . . . Slow and Steady
As most Cutter Family Finance followers know, I like to read. So, while on vacation last week, I was reading over some statistics that really gave me pause. Get this, only 28% of Americans – about 70 million people – are “financially healthy,” spending and saving responsibly, according to the Center for Financial Services Innovation […]
Get the Most from Your Child’s 529 Plan
Our oldest daughter, Maeve, heads off to college this week. Jill and I are very proud of her, and you know, I really am going to miss that kid. It is also hard to believe that her two sisters will be following before too long. Like every American parent, Jill and I are only too […]
How Much Can You Save? Retirement Contributions Compared
Someone once said, “Retirement is wonderful if you have two essentials – much to live on and much to live for.” I’m not sure who said this, but these words perfectly sum up why I do what I do every day; helping folks retire with not only enough money, but with a sense of purpose […]
What’s Your Standard?
American author and philosopher, Sam Keen, once said, “Deep summer is when laziness finds respectability.” I have always loved this quote, especially now that we are in the throes of another lovely summer here on the east coast. I particularly like spending more time with friends and family outdoors, at barbecues, the beach, and other […]
Reset Your Financial Game with a Budget Mulligan
I am really not a good golfer. I used to be, but then three kids came along, so my game had to take a back seat for years as I coached my kid’s sports. Now that the kids are older, I am starting to pick up the sticks again beginning my long road back. Golfing […]
Don’t Count on Retiring When You Expect
You know the saying “If you love your job, you’ll never work a day in your life”? For many people, that’s such a true statement that they work almost up until the day they die. I have a friend like that, let’s call her Maggie. I have known Maggie for over 20 years. She is […]
Adjusting Your Money Mentality To Fit Your Goals for Retirement
As we are thick in the middle of the warmer summer months, my French bulldog, Max, is getting lots more exercise – mostly because we can finally play (what seem like) endless games of fetch after work. And for the most part, I enjoy repeatedly tossing him the ball, over and over, especially after a […]
Understanding IRA Withdrawal Rules
Sitting in the stands at Phoebe’s softball last weekend, I got to speak to the parents of one of her teammates- let’s call them June and David. June and David, Cutter Family Finance “faithfuls”, had a few questions about finance. Hmmm . . . right up my alley. Even Phoebe’s pitching takes a back seat […]
Do You Understand Risk? You Should!
A really nice guy from Marston Mills came to see Jen and I a week or so ago, let’s call him Sam. He is 60 years old and a retired school teacher from upstate New York. He has been married to the same gal, Ellen, for 35 years, has three grown daughters, and has a couple of […]