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Retirement Challenges in an Uncertain Economy
Understanding Fixed Indexed Annuities
Today’s retirement landscape looks different than it did for previous generations. With longer life expectancies, rising healthcare costs, and ongoing market uncertainty, many retirees are relying more on personal savings to help support their lifestyle in retirement.
A Fixed Indexed Annuity (FIA) can offer a strategy to help protect part of your assets from market downturns while still providing the potential for interest earnings, and most importantly, a steady stream of income in retirement.
This guide explains:
- How FIAs are structured and how they help protect principal
- How interest credits are applied without being invested in the market
- Why tax-deferred growth can support your long-term income needs
- What to know about access, fees, and optional benefits
- Questions to ask when evaluating annuity providers