Taking the Emotion out of Decumulation

The decision of when to stop working can be financially and emotionally difficult for people, there is no one-size-fits-all solution. Here are a few ideas to ponder.
You May Be Closer to Retirement Than You Think

How much you have saved is not as important as how much income that money will create for you. You may be closer to supporting your retirement than you think.
The State of Retirement in America

In addition to COVID, there are other factors causing folks to re-think retirement. So, this week, I’d like to discuss a few of these to help you understand key challenges to a successful retirement.
Don’t Let These 4 Risks Derail Your Retirement Journey

Risks that crop up in your later working years or early retirement could have life-changing effects on you. This week I dig deeper on these risks, as well as possible solutions.
Sequence of Returns Matter

You face plenty of risks when investing for retirement, market crash and inflation can eat into returns. In my experience, sequence of return risk doesn’t get the attention it deserves.
Inflation Amplifies the Concerns of Seniors Hampered by Tiny Social Security COLA

The concept of a dollar being worth less tomorrow than it is today is a scary thought, but a hard reality. So, this week we are digging a little deeper into inflation and specifically how it affects those in retirement.