Taking the Emotion out of Decumulation

decumulation

The decision of when to stop working can be financially and emotionally difficult for people, there is no one-size-fits-all solution. Here are a few ideas to ponder.

The State of Retirement in America

retirement factors

In addition to COVID, there are other factors causing folks to re-think retirement. So, this week, I’d like to discuss a few of these to help you understand key challenges to a successful retirement.

Sequence of Returns Matter

Sequence matters

You face plenty of risks when investing for retirement, market crash and inflation can eat into returns. In my experience, sequence of return risk doesn’t get the attention it deserves.