Should You Enter Retirement Debt-free? I Am Not So Sure.

Person holding white printer paper with a foreign language printed on it

It’s always surprising to see recommendations to pay off all debt, including mortgages, before retirement. A one-size-fits-all approach like this can be dangerous, and possibly delay retirement much longer than necessary in search of this goal.

It’s All About Creating Options, Folks.

Cheerful young couple at financial planning consultation

A sound retirement system is not comprised of just one investment. A solid retirement program must be diversified to address risk, income, taxes, inflation, healthcare expenses, and more.