Should You Enter Retirement Debt-free? I Am Not So Sure.

It’s always surprising to see recommendations to pay off all debt, including mortgages, before retirement. A one-size-fits-all approach like this can be dangerous, and possibly delay retirement much longer than necessary in search of this goal.

It’s All About Creating Options, Folks.

A sound retirement system is not comprised of just one investment. A solid retirement program must be diversified to address risk, income, taxes, inflation, healthcare expenses, and more.