Don’t Make 2023 a Could of . . . Would of . . . Should of . . . Year!
As I read the news headlines each day, I’m noticing a common theme lately. One that suggests that our current economic climate is impacting the middle class much more than the wealthy or those less fortunate. The articles cite examples, such as smaller paycheck increases and the rising costs of items that middle class consumers purchase the most. And the middle class is much bigger than you might think.
Should You Give or Lend?
The IRS views gifts and loans differently for tax and gifting purposes and you need to understand the difference before writing that check.
How Can We Expect Our Economy to Behave?
Some prominent analysts and economists believe that we’ll see inflation hanging around for the long term, with rising interest rates, and likely slower economic growth than we’d like to see. So this week, I’d like to dig a bit deeper into these areas so you can better understand what’s going on now – and what could happen tomorrow.
Student Loan Forgiveness? Just Say No!
Although White House officials have debated the forgiveness program internally for more than a year, there doesn’t appear to be any real consensus on the best path forward.
Crypto in Your 401(k)? Hmmm . . . Not So “Fast”!
Investing for retirement is a long game and the rules aren’t the same for everyone.
The SECURE Act 2.0 – Another Step in the Retirement Planning Journey
Folks often feel overwhelmed by the number of factors we need to consider as we build their retirement plan. It can seem confusing and overwhelming which can easily lead to procrastination.
Inflation – It is Not Good!
Folks, we have not seen this type of inflation in a generation. So, while we’ve talked about inflation here before, this week I want to use our time together to take a deeper look at just what is driving inflation.
An Inverted Yield Curve . . . Why It’s Important to You!
No one can predict a potentially pending recession, but it doesn’t mean you shouldn’t be prepared. Now would be the time to make sure you have a downside risk mitigation program as the nucleus of your retirement system.
How to Invest (Or Not) Calmly Amidst Chaos
As individual investors we need to evaluate not only the current headlines and investment firm predictions but our own unique needs and holdings. Reading conflicting opinions and predictions online is not the real knowledge we need to make the right decisions.
Target Date Funds – And Vanguard’s Big Oops
Aside from the typical market risk you are subject to, Target Date Funds have other risks that must be understood.
