Do You Have a Retirement Blind Spot?
I’ve mentioned here before about the new drivers in our house, Sophie and Phoebe. I won’t lie to you that I have to get mentally prepared before hopping into that passenger’s seat with my new drivers; and may even double up on the blood pressure medicine to boot. Seriously, it’s a great feeling to see […]
“New Math” That Makes Saving for Retirement Easier?
A few weeks back, Maeve surprised us with a visit home from college. She’s the happiest I have seen her in years with all of her new friends, parties, and academics. And while her two sisters, Phoebe and Sophie, would never admit they missed Maeve, the three of them were joined at the hip the […]
Seriously . . . How Much Do You Really Need?
Each year, I trek over to Sandwich to see my primary care, Dr. Hannah, for a routine visit. After we have a few laughs and solve all the worlds political issues, he checks my blood pressure, weight, cholesterol, and he makes sure my heart’s still ticking. But then life gets busy and I find myself […]
Inherited IRAs . . . What You Need to Know
An inheritance can be a wonderful thing. An unexpected blessing that can be a sizeable addition to your bank account. Unfortunately, an inheritance almost always comes with the loss of a loved one, so it’s often received with mixed feelings, including feeling confused or even guilty. In addition, the passing of property and assets doesn’t […]
Removing Retirement Roadblocks: Financial Inventory and Debt Reduction
I love the “Shoulder Season” on Cape Cod. We can enjoy warm summer-like weather without the crushing crowds of high summer. It seems like Falmouth and all the other towns on the Cape use this time of year to do essential road projects that would create utter chaos during the summertime. Sometimes I like to […]
How Much Will You Need to Retire?
Well, our oldest daughter, Maeve, is off to college, and I am not going to lie to you . . . I really miss her. She’s my buddy. But, we couldn’t be happier and more excited for her. Jill and I helped her get settled in on move-in day. It was chaotic and frenzied, and […]
Inverted Yield Curves; Why They Should Matter to You
Ah, the end of summer – and the beginning of the chaos that back-to-school brings. We dropped our oldest, Maeve, off to college for the first time and the twins embark on their second year of high school. Our household seems to have been turned upside down. Add in the stress of Phoebe and Sophie […]
How Do You Achieve Financial Security . . . Slow and Steady
As most Cutter Family Finance followers know, I like to read. So, while on vacation last week, I was reading over some statistics that really gave me pause. Get this, only 28% of Americans – about 70 million people – are “financially healthy,” spending and saving responsibly, according to the Center for Financial Services Innovation […]
Get the Most from Your Child’s 529 Plan
Our oldest daughter, Maeve, heads off to college this week. Jill and I are very proud of her, and you know, I really am going to miss that kid. It is also hard to believe that her two sisters will be following before too long. Like every American parent, Jill and I are only too […]
How Much Can You Save? Retirement Contributions Compared
Someone once said, “Retirement is wonderful if you have two essentials – much to live on and much to live for.” I’m not sure who said this, but these words perfectly sum up why I do what I do every day; helping folks retire with not only enough money, but with a sense of purpose […]