Forgive the Loan – or the Interest?

Potentially forgiving student loans is a controversial topic these days. I’ve weighed in before on the current administration’s proposals and ideas. There are additional financial consequences to this proposal for the borrowers, too.

Retirement Savings – Another Victim of Today’s Inflation

Higher prices at the gas pump, the grocery store, the airport, and many other items affected by today’s high inflation are challenging us to stretch our dollars as far as they can go – and for some, their retirement savings are taking the hit.

Cash Is King – Isn’t It?

In times of market turmoil, some folks may decide that pulling funds from riskier, growth-oriented assets and putting it all into cash can safeguard their money. But in doing so, they just may be surrendering potential opportunities for meaningful growth.

Inflation – Could the Fed be Wrong Again?

Recently, I’ve had a few folks ask me about inflation, given how high it is right now and how much airtime the media is giving it. Inflation – at least as we’re currently experiencing – is an issue that doesn’t seem to have one clear, specific root cause, despite what you may hear from media pundits. 

The Great Divide

The Grey Divorce

Divorce is stressful enough on its own. The potential complications it creates around retirement can be mitigated with thoughtful planning.

Should You Enter Retirement Debt-free? I Am Not So Sure.

It’s always surprising to see recommendations to pay off all debt, including mortgages, before retirement. A one-size-fits-all approach like this can be dangerous, and possibly delay retirement much longer than necessary in search of this goal.

As Christmas Nears, Remember to Prepare — and Reflect

This week I’d like to use our time together to contemplate the joys of the season to maybe help us experience more meaning than just the inevitable gifts and good food. As Winston Churchill once said, “Christmas is a season not only of rejoicing but of reflection”. And he was a pretty smart guy.