A Letter To My Girls

Let me start by saying that being financially successful does not involve magic or secret formulas. Rather, it is the result of being disciplined with your money. It means setting a budget so that you spend wisely and are consistently investing money for your future. 

Are You Prepared for Key Retirement Expenses?

A true retirement system will ensure that all potential roadblocks have been anticipated before you clock out from work on your last day. If there’s anything we know for sure, it’s that life is uncertain, and we should expect it to throw us a few curve balls from time to time.

Pension? You Have Important Decisions to Make

Someone dropping a coin into a jar labeled pension

With most pensions, there are a number distribution options that you can choose from. For example, you can an income stream based on your life or that of your life and your spouse.

For Many Americans, Their “Magic Number” is Rising

A man and a women sitting in front of a laptop in their living room discussing their finances

Whether you have an income plan in place or not, the so-called “number” that many Americans are striving for is increasing. In today’s uncertain economy, rising inflation and market volatility are causing many to become more conservative in their estimates.

The Crypto Trend-Not for Me!

10 different coins representing cryptocurrencies popular in 2022

While some folks have made huge profits investing in crypto, it’s a very volatile and high-risk asset and relying on it to help fund your retirement could be a dangerous move, especially because it isn’t as well regulated as most other investments you can purchase today. This week I’d like to dig into some of the risks you might face if you’re considering a crypto investment.

Who’s on First?

Baseball bat, ball, and glove placed together on a base

Now, new laws involving taxes always come with some questions, but usually the IRS clears these up promptly. But in the case of the SECURE Act, it seemed like the IRS was floundering for answers, leaving many at risk of paying penalties due to misinformation and in some cases, no information.

Finances Are Taking a Beating from Inflation

Two hands protecting a small house behind stacks of coins

Folks, there’s no magical formula or strategy that will make us inflation-proof, and we all know that we can’t control the markets. But you can control to some degree what you spend and save.