What We Do

We find that it becomes increasingly difficult to reach financial and retirement goals without a sound Retirement System. Cutter Financial operates as the nucleus to help to make sure that all the components of that proven system work together in a cohesive manner to help our clients achieve the highest probability of financial success.  Let’s look below to see how Cutter Financial builds out a sound retirement system.

Cutter Financial Group System

The Cutter System

Income Planning

A sound plan starts by defining your income needs throughout retirement. We help you analyze and maximize you current retirement income benefits including social security and company pension plans, ensuring you have the information you need to make an informed decision. We also help you identify any income gaps in retirement and develop strategies using insurance and investments to fill those gaps.

Advanced Tax Planning Strategies

The common practice of tax planning focuses on minimizing your current tax liability; however, this can often lead to a much greater tax obligation in the future. Through our advanced tax planning strategies, we not only review your current tax situation but also provide information of what your tax situation could look like throughout retirement. Our objective is to help you establish a strategy that both minimize your tax exposure now and throughout retirement.

Investment Planning

With a clear understanding of your retirement income needs, sources of income and what you’re current and future tax situation looks like, we will help you establish a risk-managed investment plan that will best fit your needs and increase your probability of a successful retirement. As a fiduciary, we only make recommendations that are in your best financial interest.

Legacy Planning

You’ve worked hard over the years to build your assets.We will discuss how to use insurance strategies to help ensure your financial future from unexpected expenses and life events.

Risk Management

Protecting your family, wealth and future is vital. Understanding financial risks is important, and being unprepared can be a critical mistake. We will discuss how to ensure your financial future from unexpected expenses and life events.

Client Organizer

Through our Client Dashboard we utilize best-in-class technology to help our clients organize their entire financial life. We provide a consolidated view of all financial assets, updated daily. Our system provides the ability to create and track your budget, liabilities, insurance, investments and retirement plan in real-time daily, across all financial instruments.

Questions? Jeff Cutter, CPA/PFS is a federally licensed fiduciary. Call us today!

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