Pension Planning: Lump Sum or Annuity?
Do you take your pension as a lump sum payout or as a monthly annuity? How much control do you want over your money, and is there another option?
Medicare . . . There’s a Lot to Know
Medicare is essential coverage for many seniors. Confused about eligibility, cost, and coverage? Let's answer essential questions.
Retirees, Get the Most from Social Security
Decisions you make about when to collect social security will have a profound effect on your lifetime benefits, and your spouse's survivor benefits.
Lessons From A Winner
Richard Thaler's groundbreaking work in behavioral economics helped him win this year's Nobel Prize. Find out how Thaler's principles can help the educated investor make more appropriate financial decisions.
Riding The Social Security Merry-Go-Round
By the time you read this article, I will be recovering from shoulder surgery. I’d like to tell you that I hurt myself doing something exciting or interesting like doing…
These ‘Clever’ Little Gifts Keep On Giving
Doesn’t it seem that once we are through Thanksgiving, Christmas is right upon us? Well, I feel that way and as a result, I am facing crunch time for my…
Social Security, A Liability To Some?
Last Wednesday night, I taught a class at the Plymouth campus of Cape Cod Community College on how to create a retirement system for folks approaching retirement. Part of the…
Until Death Do Us Part… Well, Maybe Not
Fall is a busy time for weddings, especially here on Cape Cod. I remember some years when it seemed that every weekend my husband, Seth, and I were attending a…
Are You Planning On Social Security?
The future of Social Security is a concern for many, young and old. In the retirement planning course that Susan Roman and I teach, we always get questions about Social…
Think Uncle Sam Will Never Take Your Benefits? Think Again
Jeff Cutter and I often talk to people about the funding problems that this nation faces. The mainstream media likes to talk about the national debt approaching $20 trillion but…