Social Security’s Future

Social Security Administration

Social Security’s reserves are dwindling and may force changes to funding and benefits. Adapt your retirement plan accordingly.

2020 Elections and Our Future: Who Wins?

The other day I met a old college buddy of mine, Gerry, for lunch and to catch up on each other’s lives. Gerry’s a good family guy, married with 3 teenagers with one in college. He and I can certainly relate to each other these days. Gerry has always been a roast beef sandwich guy […]

How To Avoid These Common Financial Mistakes in 2020

Early to mid January is the time of year when I like to reflect on 2019 so I can then start planning for a productive and satisfying 2020. I find that if I give thought and thanks to the year just passed, I can dive into the new year with renewed energy and focus. Last […]

Retirement and the Role of Generic Toilet Paper

With Maeve home from college last weekend, the girls’ thoughts turned to the approach of Halloween. With just a few weeks left, costumes for Halloween were top priority. Sure, they may not trick-or-treat any longer but what teenager can resist a good costume party? So once they’d landed on their disguise of choice, it was […]

Do You Have a Retirement Blind Spot?

I’ve mentioned here before about the new drivers in our house, Sophie and Phoebe. I won’t lie to you that I have to get mentally prepared before hopping into that passenger’s seat with my new drivers; and may even double up on the blood pressure medicine to boot. Seriously, it’s a great feeling to see […]

Don’t Run Out of Money in Retirement

Last week the Cutters spent the weekend in Dighton to watch Phoebe’s softball tournament. It was a beautiful weekend, and Phoebe brought her best “stuff.” She pitched one heck of a Game One with 11 strikeouts, 2 walks and one unearned run for a win 11-1 against Somerset’s travel team. Game two was a different […]

What’s Your Retirement Age?

A couple Saturdays ago, Jill and I hosted a family party. Our home was full to the brim of grandparents, parents, cousins, nieces, nephews, aunts and uncles. I spent the day moving from group to group, chatting about our plans for the summer, laughing about old times and dissecting James Holzhauer’s historic success on Jeopardy. […]

Understanding Social Security, How It’s Taxed, and How It Impacts Income

Sunday mornings are always busy in the Cutter household. I allow myself to sleep to 6 a.m., exercise, then retreat to my home office where I succumb to deep thought and write our financial discussions for the week before we leave for church at 11. My girls have learned over the years if they see […]