A Roth IRA for Kids . . . You Bet!
Kids may roll their eyes at the prospect, but a Roth IRA is a sound and sensible way to get them on the right road to retirement very early.
Roth Conversions in 2018: Benefits and Challenges
Converting some of your tax-deferred investments to Roth IRAs can be a smart way to save in retirement. The new tax law makes changes that you must know before you do, so read carefully before making that move!
Roth IRAs—Is Your Income Really Too High?
I had a nice couple—let’s call them John and Sarah, both in their early 40s—come in to my office to discuss how to develop a sound retirement system. Sarah is…
The Journey Of Your Tax Refund
Once again, we find ourselves approaching tax time. That time when we are either excited to get back some of our hard-earned money, or disappointed to see that we owe…
All IRAs Are Not Created Equal
If you have ever driven past our office on Teaticket Highway, you may be surprised to hear that four of us work in that small space. We do well with…
Find Your Own Taxable ‘Sweet Spot’
In anticipation of my 50th birthday, I have challenged my three kids to race against me in the Falmouth Road Race next August. I have bet them each that I…
Hitting ‘Undo’ On A Roth Conversion
Over the past three years, we have discussed Roth IRAs a few times. We have reviewed what it means to have one, what the rules are that pertain to them,…
Seeing The Whole Playing Field
I call them the “young ones,” newly retired couples typically in their early 60s who are anxious to plan their financial future. John and Barbara, a couple of “young ones”…