They Should Have Learned
I believe that education helps people take control of their financial lives. However, I have learned through the years that you can’t force an education on anyone. A person must…
The Fed, What Is It Up To?
How will the Fed’s decision to taper its bond-buying program again affect your financial future? Who knows. What I do know is this. In December 2013, the Federal Reserve…
IRA Distribution . . . Just The Facts Please
If there were a fact or missing piece of information that could cost you thousands, when would you want to know about it, before or after you made a financial…
To Convert or Not; You Decide
Folks who know me, know that I tend to be on the competitive side. It is not surprising that I look at grocery shopping differently than most. It is not…
Kids are Expensive!
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What Do I Leave My Kids?
I have found that folks either entering retirement or currently in retirement are primarily concerned with making sure they have enough money to last until they die. Usually, leaving an…
Efficient Market Theory – A Nobel Idea?
I was just reading about the three new recipients of the Nobel Prize for Economic Sciences. They are Professors Fama and Hansen of the University of Chicago, and Professor Shiller…
Debt – A Moral Issue
I am convinced I have Music Attention Deficit Disorder, where I can’t quite listen to an entire song, always wondering if there is a better tune on another station. I…
Keeping Your Budgeting and Exercise Goals
Merely weeks into the new year, many New Year’s resolutions are at risk of becoming little more than faint memories. As with sticking to any kind of goal, you’ll…
Do You Have Bonds in Your Portfolio? What You Need to Know
One of the reasons I love what I do for a living is that I have the opportunity to meet such wonderful folks. I am grateful for the chance to…