Solving The Money Problems In Your Marriage
One of the toughest parts of Susan’s and my job is to help a family through divorce. With divorce, money is often a big issue. Who gets what, when and…
Should You Spend Money? Keep Perspective
I’ve spent a lot time over our four years together, writing this column, talking about saving for the future. I have covered topics such as budgeting, stashing money away for…
Knowing, And Then Reaching, Your Target Number
Over school vacation, all the Cutters went to Naples, Florida, to see Jill’s folks. Naples is definitely a retirement community. After observing and participating in all the golf, sunshine, exercise…
Household CEOs—Pay Yourself Regularly!
The Chief Financial Officer (CFO) of an organization is a corporate officer primarily responsible for managing the financial risks of a corporation. This officer’s duties also include financial planning and…
Generic Ketchup, It’s Not All That Bad
I had a nice couple come into my office last week, let’s call them Steven and Denise, who are seeking advice regarding the best moves to secure their money. Steve…
The Financial To-Do List For College Grads
Every year I am asked to teach to the graduating class of my alma mater, Massachusetts Maritime Academy, a class on how to create good financial habits. It is a…
Here’s To Your Financial Fitness In 2016
The most popular New Year’s resolution last year was, no surprise, to get in shape, physically. It was also, no surprise, the most commonly broken resolution. Resolutions are rarely…
Think Uncle Sam Will Never Take Your Benefits? Think Again
Jeff Cutter and I often talk to people about the funding problems that this nation faces. The mainstream media likes to talk about the national debt approaching $20 trillion but…
Who Wants To Be A Millionaire?
The kids love it when Jill goes out at night and I am in charge. The other night, I was in charge of it all, homework, cooking supper and making…
Social Security – It’s Complicated!
A sound retirement plan consists of three essential pieces: an advanced tax plan (ATP), an income plan, and an investment plan. While the investment plan should be the nucleus, proper…