About Cutter Financial

Cutter Financial Group, LLC is an SEC-Registered Investment Advisor that specializes in building retirement systems for folks who are in the accumulation, transition, and distribution stages of their financial lifecycle. We help to educate our clients and to provide them with the information and resources they need to take control of their financial future. Control allows our clients to have added confidence in their retirement plan to help provide added peace of mind.

We help you create a comprehensive retirement system that addresses all of your retirement needs, from successful downside risk mitigation investment strategies, advanced tax planning, income planning to include Social Security, legacy planning, and even planning for the unexpected and the inevitable.

Cutter Financial Group was founded by Jeff Cutter, CPA/PFS, who has over 25 years of experience helping retirees and soon-to-be retirees enjoy their golden years. Jeff Cutter has appeared on FOX, NBC, PBS, Motley Fool, Investment News, Kiplinger, NPR, and the Wall Street Journal.

Our Philosophy

Our philosophy is to focus on the preservation of wealth designed around a specific risk budget during both the accumulation and distribution stages of retirement planning. We provide each client with a clear road map as to how to achieve his or her individual financial goals.

We work with pre-retired and retired investors who want to learn how to manage downside risk and to take control of their financial future.

We believe that if you focus on the downside risk, the upside can take care of itself.

As retirement and investment professionals, we believe that a sound financial strategy must include more than a solid investment portfolio; it must integrate with all aspects of your financial life, and this starts with your plan. As an independent fiduciary firm, it is our goal to help our clients create and implement a plan that will help them achieve a fulfilling retirement, allowing them to focus on what’s important to them.

Our Process

We walk our clients through a step-by-step financial strategy process that addresses all of their retirement needs, including:

  • Appropriate risk mitigation investment strategies for each stage of their financial lifecycle
  • Tax minimization
  • Social Security filing choices
  • Legacy planning
  • Insurance strategies
  • Planning for the unexpected and the inevitable

Our Fiduciary Approach

what is a fiduciary?

A fiduciary is a person or organization that acts on the behalf of the client they manage assets for. They are required to act ethically when managing assets and put the clients’ needs before their own.

We follow the fiduciary standard to provide you with the best service we possibly can.

Fiduciaries Must

Put their clients’ interests before their own, seeking the best prices and terms

Act in good faith and provide all relevant facts to clients

Avoid conflicts of interest and disclose any potential conflicts of interest to clients

Do their best to ensure the advice they provide is accurate and thorough

Avoid using a client’s assets to benefit themselves, such as by purchasing securities for their own account before buying them for a client

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