To Be Or Not To Be A Fiduciary?
If you are a loyal Cutter Family Finance reader, you have heard me harp about many things over our years together, but I think the most common topic I have…
Required Minimum Distributions, Do I Need To Worry?
Last week was a long week. In Jeff’s endless pursuit of physical fitness (not really), he hurt himself. All of us in the office tell him he will be fine,…
If I Had A Million Dollars, I’d . . .
I was outside the other night cooking supper on the grill, having a glass of wine and listening to the radio. On came that famous song from a couple of…
Is An HSA Appropriate For You?
Susan and I taught a class last week to a group of pre-retirees. At the class, I spoke for a bit on the cost of healthcare, and different ways to…
Here’s To Your Financial Fitness In 2016
The most popular New Year’s resolution last year was, no surprise, to get in shape, physically. It was also, no surprise, the most commonly broken resolution. Resolutions are rarely…
Think Uncle Sam Will Never Take Your Benefits? Think Again
Jeff Cutter and I often talk to people about the funding problems that this nation faces. The mainstream media likes to talk about the national debt approaching $20 trillion but…
Health Savings Accounts And Retirement Plans
Each year I teach about a four-hour financial class to the graduating cadets at Massachusetts Maritime Academy. We talk about many things related to planning for their financial future, including…
Buying And Holding On… For Dear Life?
There are a few dates in history that everyone in the financial industry remembers. Many people don’t realize how recently one of those memorable days came to pass—August 24, 2015,…
Digging Deeper Into Your IRA
Many reading this article may think IRAs are relatively straightforward, the tax laws surrounding them are black and white, and the rules are clear. But sometimes things are not as…
The Little Guy Didn’t Have A Chance
Bart Chilton is the former commissioner of the US Commodity Futures Trading Commission. Last Friday on CNN, he said the market situation on Monday, August 24, 2015, brought to light…