Cutter family finance
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How to Invest (Or Not) Calmly Amidst Chaos
As individual investors we need to evaluate not only the current headlines and investment firm predictions but our own unique needs and holdings. Reading conflicting opinions and predictions online is not the real knowledge we need to make the right decisions.
Target Date Funds – And Vanguard’s Big Oops
Aside from the typical market risk you are subject to, Target Date Funds have other risks that must be understood.
Social Security’s . . . Not So Hidden Tax
The countdown to Tax Day is on and for many it isn’t a pretty sight. Many COVID-related tax breaks have expired, and some folks will find themselves paying in more to make up for financial concessions during the pandemic.
How to Help Avoid Information Overload
Those preparing for retirement tend to find the abundance of financial information and advice available online to be overwhelming and frustrating.
How to Limit Your RMDs
A lot of folks depend on RMDs to provide retirement income, for sure. But if you have other assets to get you through, consider one of these strategies to help limit your withdrawals and potentially save on taxes.
Know Your 401(k) Options
Whether you’ve been laid off or quit, you have choices to make about your savings. Many folks aren’t aware of their options so they do nothing, but this could have financial consequences.
