Recent Blogs

Systematic Investing . . . And Why it Should Matter to You

February 14, 2020

This past Saturday I knew I wasn’t going to be able to catch up with my girls around the Cutter family breakfast roundtable. With Phoebe taking her driving test on Monday to get her license, her ol’ man had to get Maeve’s old car back up to speed. It is a pretty cool little car, […]

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Federal Employees and Thrift Savings Plans . . . You Have Options

February 7, 2020

You know, it seems in a span of a few years Jill and I will have gone from a house of energetic adolescents to being empty-nesters. I am not going to lie to you; I am going to miss all of them. Over the years, our advice to Maeve, Phoebe, and Sophie was to always […]

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The Rivalry of the Bulls vs the Bears

January 31, 2020

Like most weekends, the first weekend of 2020 was the same for the Cutter home. After church, Maeve drove Phoebe and Sophie over to “Coffee ‘O” on Main Street to hang out with some school friends. I was told that Maeve is much “cooler” than me. So, I took advantage of having her home from […]

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Roth IRA Distributions: Be Sure to Read the Fine Print

January 24, 2020

With Christmas in the rearview window, the Cutter family leapt into 2020 with renewed energy and enthusiasm. For Sophie and Phoebe, this included heading back to the Braintree Mall for yet another shopping trip. This trip meant spending some of the money they received from their grandparents as Christmas gifts. Phoebe also wanted to return […]

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How To Avoid These Common Financial Mistakes in 2020

January 17, 2020

Early to mid January is the time of year when I like to reflect on 2019 so I can then start planning for a productive and satisfying 2020. I find that if I give thought and thanks to the year just passed, I can dive into the new year with renewed energy and focus. Last […]

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Ringing in the New Year with a Gift from Congress – The SECURE Act

January 10, 2020

I have tried over the years to teach my kids simple life lessons. Lessons such as, “Kids, there are no short cuts in life.” Or, “The road to success only comes through the desire to be successful, the determination to find a way to achieve success, and the dedication to see it through.” Or how […]

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Medicare For All – What’s the Cost for The Middle Class?

January 3, 2020

With the Holiday season winding down in the Cutter household, I’ve been reflecting a lot on this past year, and looking forward to what’s to come in 2020. Maeve has been home from college for Christmas so we’ve had a lot of time to catch up, and she’s given me some new ideas to ponder […]

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A Family Discussion That May Just Keep the Peace

December 27, 2019

Ben Franklin once said, “….but in this world nothing can be said to be certain, except death and taxes”. This quote has been repeated for over 200 years, and it has a certain ring of truth to it. While we may not know what tax rates will be in the future, we likely have some […]

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Ways To Teach Your Kids About Money

December 20, 2019

You know, Jill and I have worked pretty hard over the years to teach our kids the real the meaning of Christmas, it has not been easy . . . but we try. But we also have commited some time to teach them about being smart with their money – including the need to budget […]

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The Buy-and-Hold Works . . . Until it Doesn’t

December 13, 2019

With Maeve home from school and Phoebe and Sophie on break for Thanksgiving weekend a few weeks back, it was just great to have all the Cutters together. With Thanksgiving in the rear-view mirror, Christmas is now in our sights. Over Thanksgiving weekend, we put up the tree, decorated the house, and everyone was in […]

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