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Don’t Let These 4 Risks Derail Your Retirement Journey
Risks that crop up in your later working years or early retirement could have life-changing effects on you. This week I dig deeper on these risks, as well as possible solutions.
Teen Spending Is on the Rise Again – And That’s a Good Thing
Teenagers make up a significant portion of the spending population and should not be overlooked. And one of the factors that make teen spending possible is their available discretionary income.
Sequence of Returns Matter
You face plenty of risks when investing for retirement, market crash and inflation can eat into returns. In my experience, sequence of return risk doesn’t get the attention it deserves.
Inflation Amplifies the Concerns of Seniors Hampered by Tiny Social Security COLA
The concept of a dollar being worth less tomorrow than it is today is a scary thought, but a hard reality. So, this week we are digging a little deeper into inflation and specifically how it affects those in retirement.
Traditional Retirement Planning and Annuities
Today’s low interest rate environment makes annuities more attractive than bonds. While annuity payouts have dropped because of low rates, alternative strategies such as bond ladders, have been hit harder.
Teaching Retirement
When it comes to spending down retirement assets, timing is everything. Your strategy will depend on where your assets are located, tax liability, and other considerations.