Now Is the Time!

In the past, when I’ve been stressed out or troubled about some impending problem, I’ll sometimes glance over at my French bulldog, Louie . . . and think.  I think how it must be really awesome to be a Louie.  He is a good dog, great with the kids, but there’s not much worrying going on in […]

What Is Real Wealth?

These times are unprecedented.  As a community, the younger kids are on extended break from elementary, middle school, and high school.  As a community, the older kids are home from college.  Dads or Moms, or maybe both, are off from work.  As a community, families are spending the most face-to-face time together in quite a while.  Unfortunately . . . […]

Retirement Plans and Tax Law Changes

Have you ever had the experience of opening up one of your kids’ report cards to see their grade drop in a subject they previously excelled at? In earlier years they had been coming home telling you how much they loved history or science, only to now become disenchanted. Perhaps when you ask them what […]

2020 Elections and Our Future: Who Wins?

The other day I met a old college buddy of mine, Gerry, for lunch and to catch up on each other’s lives. Gerry’s a good family guy, married with 3 teenagers with one in college. He and I can certainly relate to each other these days. Gerry has always been a roast beef sandwich guy […]

Coronavirus and The Markets

Lately, you’d have to have been living by yourself in a cave on a deserted island to not have heard about the Coronavirus. You can’t turn on the TV or get online without hearing about it and all the speculation regarding what the ultimate impact of the virus will be. It’s encroaching on many of […]

You Cannot Run Out of Gas in Retirement!

I will bet we can all recall a time in our past that we found ourselves driving down the road at night, miles from the next exit, only to glance down at the fuel gauge and be seized with panic . . . it’s on empty! Then we start to do some quick mental calculus […]

The Prescription Drug Dilemma . . . It’s a Problem!

Yesterday I swung into the CVS that is down the street from my office to get a prescription filled. Of course, I had forgotten to call ahead, so I dropped off my script and sat down to wait for a few minutes while it was being filled by the pharmacist. An older gentleman, I guessed […]

Systematic Investing . . . And Why it Should Matter to You

This past Saturday I knew I wasn’t going to be able to catch up with my girls around the Cutter family breakfast roundtable. With Phoebe taking her driving test on Monday to get her license, her ol’ man had to get Maeve’s old car back up to speed. It is a pretty cool little car, […]

Federal Employees and Thrift Savings Plans . . . You Have Options

You know, it seems in a span of a few years Jill and I will have gone from a house of energetic adolescents to being empty-nesters. I am not going to lie to you; I am going to miss all of them. Over the years, our advice to Maeve, Phoebe, and Sophie was to always […]