It’s Time To Stop Reacting, Start Anticipating

I grew up playing a few different sports, and I loved each one. I loved being part of a team and building some great friendships that have lasted into my adult life. In part, that is why I have always encouraged my daughters to play sports as well. But that’s not the only reason. I […]







What One Needs To Know About The ‘Markets’

Jeff ends his articles each week with the instruction to “be vigilant and stay alert.” I agree that it is critical for all of us to be attentive to not only our personal finances, but the financial world in general. How do we do that? Usually, we listen to the news. So, it is important […]







The “Blood, Sweat & Tears” Era For Investors

I’ve often heard the stock market being compared to a roller coaster. It goes up; it goes down. It twists and it turns. It even can make you sick to your stomach sometimes. All of this is true. But my issue with that comparison is that a roller coaster always returns to where it started. […]







Stop Following The Herd Or You May Run Right Off A Cliff

Last year was a rough year for investors, commodities took a beating, treasuries lost, bonds and stocks were volatile; heck, even Warren Buffett’s Berkshire Hathaway was down 12 percent! Matt Egan from CNN reported last week that nearly all of the stocks in the S&P 500 have fallen by at least 20 percent from their […]







Don’t Get ‘Boiled’

I was in our Plymouth office this past Saturday meeting with Bob and Cindy. They are a nice couple, ages 65 and 62, respectively, and were seeking financial advice. They both want to retire in about two to three years. Bob said that while their portfolio is almost back from when it dropped in August, […]







Buying And Holding On… For Dear Life?

There are a few dates in history that everyone in the financial industry remembers. Many people don’t realize how recently one of those memorable days came to pass—August 24, 2015, is not too far behind us. It claims the title as the day with the largest one-day point drop in the history of the markets. […]







The Little Guy Didn’t Have A Chance

Bart Chilton is the former commissioner of the US Commodity Futures Trading Commission. Last Friday on CNN, he said the market situation on Monday, August 24, 2015, brought to light a major issue that individual investors face but are often unaware of—liquidity. This is just one more unfair advantage that institutional investors have over individual […]







Should Retirees Buy Netflix Or Walmart?

I was at the softball field last Wednesday evening with Jill to watch Sophie and Phoebe play against Wareham. They got crushed. Sophie was pitching, so my anxiety level was a bit high. As I was giving her some fatherly advice from the sidelines (she loves that), a very nice older gentleman came up to […]







Active Versus Passive—What’s Your Strategy?

I often joke with folks about all of the abbreviations in the financial industry. IRA, RIA, FIA, VA, IUL, PFS, CFP, CPA; it’s crazy. Sometimes it sounds like a really disturbing spelling bee. I know it can be hard to keep track of them all, or even remember what they all stand for, but I’m […]







The Fed’s Patience Has Run Out

When I speak with clients, I always talk about making sound financial decisions. I urge them to not base their choices on faulty logic or misinformation. I want them to take the emotion out of their decisions. By taking emotion out of the financial decision-making process, they can take a hard look at the numbers, […]