Understanding Risk and Return

Investors hear a lot about risk and return, but what does that mean? Let’s break it down with an explanation of some of the common metrics financial experts use to factor risk and return.

If I Had A Million Dollars, I’d . . .

I was outside the other night cooking supper on the grill, having a glass of wine and listening to the radio. On came that famous song from a couple of decades ago, “If I Had a Million Dollars . . .” You remember the one; it’s from the Barenaked Ladies and is about all of […]

Investing A Lump Sum Without Fear

I’ve mentioned before that the biggest fear for many people in their retirement planning is running out of money before they die. But another big fear, a fear that gives me job security, is the fear of having more than enough money to retire comfortably, and doing the wrong thing with it.   This was […]

Paying Taxes For Safety

About a week-and-a-half ago I had an appointment with a very nice couple. They are married, in their middle to late 60s, are very successful, have brought up a very nice family and are recently retired. Let’s call them Dan and Ann. Dan and Ann have about $2 million or so in assets and are […]