Planning for Health Care in Your Retirement

Healthcare costs are rising – again. Learn how to control long term care costs in your retirement without paying through the nose.

Do I Need Long-Term Care? It is Not That Simple

Planning for long-term care in your retirement can help preserve your wealth not just to make your own golden years easier but also to secure your legacy.

The Most Wonderful Tax Advantages of the Year

While all three of my girls love this time of year, it is my Phoebe who truly exudes the Christmas spirit. Every year after Thanksgiving, Phoebe decorates her room with lights, ornaments, stuffed Santas, holly, mistletoe . . . it’s like walking into a winter wonderland. In fact, this year Phoebe has a big handmade […]

Watch Out For The Gift Of The MAGI

A couple of weeks back, Jack came to see me. Jack is married to Sandy, and they have three grown children. Jack is a pretty smart guy. He retired as the director of financial planning at a large aerospace manufacturing company, having earned and saved quite a bit.   After retiring, Jack was asked to […]

Long-Term Care Can Be Complicated

When Susan and I teach people about how to prepare for retirement, we focus on financial preparation. Being prepared financially is critical to a sound retirement system, one that can provide security, peace of mind and independence. We often find one overlooked area of financial preparation, which can threaten this independence, is the cost of […]

Think Medicare Has You Covered? Think Again.

Recently, Greg and his wife, Laura, came to see me. They are from North Falmouth. They were referred to me by their accountant, who advised them to seek out some professional financial advice before they retire. Heck, that is right up my alley! Greg and Laura are a very nice couple. They both brought up […]

Social Security – It’s Complicated!

A sound retirement plan consists of three essential pieces: an advanced tax plan (ATP), an income plan, and an investment plan. While the investment plan should be the nucleus, proper income and tax plans are critical and are often overlooked.   Social Security is a very important piece of the income strategy. Over the past […]

The Cost of a Healthy Retirement

Ever since the 2008 presidential elections, America has been in whirlwind discussions over our healthcare system.  Any American that has paid attention has had healthcare in the forefront of their mind at some point over the past four years. But it’s becoming an increasingly important issue for a specific group of Americans: The retirees.  The […]