What Returns Should We Expect?

They say that hindsight is 20/20, but in the financial industry, hindsight only gets you so far. And unfortunately, we do not know what the future will bring. Sure, back testing strategies, looking at historic trends, studying forecasting models and understanding leading economic indicators can help give us some guidance, but nothing and no one […]

What One Needs To Know About The ‘Markets’

Jeff ends his articles each week with the instruction to “be vigilant and stay alert.” I agree that it is critical for all of us to be attentive to not only our personal finances, but the financial world in general. How do we do that? Usually, we listen to the news. So, it is important […]

What’s Your Risk? Figure It Out Now

Nearly every move you make in life involves some risk. Driving your car, crossing the street, even boiling a pot of water. These are all things that we need to do in order to live our lives, despite the fact that there is danger involved. For the most part, we do what we can to […]

Capital Gains Taxes On A Loss? How?

As most of you know, we teach a retirement course at Cape Cod Community College. In the class, we teach folks how to build a retirement system. Part of the class is designed to help folks understand the impact of capital gains taxes on that system.   At our last class, I was explaining the […]

Will You Hear The Screams?

Jill and our kids think it is a bit strange when I talk to my car, golf clubs, et cetera, like they understand me. I explain to them that the idea that cars, sports equipment, et cetera, can “talk” is a guy thing.   Come to think of it, I can’t remember seeing a woman […]