Pension Planning: Lump Sum or Annuity?

Do you take your pension as a lump sum payout or as a monthly annuity? How much control do you want over your money, and is there another option?

Take Control of your Old 401(k) Savings

If you change careers or employers, don’t ignore your old 401K accounts. You can take control of your 401K and convert it to a new employer plan or an IRA.

Prepping for the Holidays? Include Your IRAs, Too

Before the weather turns wintery and our holiday family time gets busy, now’s a good time to make sure your IRA housekeeping is all set.

Women Face Unique Challenges in Retirement

Women face unique challenges in retirement, but careful planning and an effective investment strategy can make a difference.

Preparing for Retirement

The new year brings some changes to how much you can set aside for retirement. Make sure you’re taking advantage of every break you can to make your golden years easier.

Don’t Forget Your RMD Before The End Of The Year

Required Minimum Distributions (RMDs) affect holders of tax-deferred retirement accounts starting at age 70 1/2. Understand what RMDs are and how they can work to your tax advantage.

Plan Early For Next Year’s Tax Changes

Big tax changes might be coming in 2017. Here are some tips for things educated investors can do to prepare for what’s to come.

Measure Twice, Cut Once

There’s an old adage in the construction world: measure twice, cut once. Otherwise, pipe connections leak, electrical connections fail and houses fall. Now, I don’t consider myself a handy man by any stretch of the imagination but I do know my way around some common power tools. And although Jill would rather have me “outsource” […]

The Journey Of Your Tax Refund

Once again, we find ourselves approaching tax time. That time when we are either excited to get back some of our hard-earned money, or disappointed to see that we owe even more than we’ve already paid. As we do our taxes, most of us have our eye on that one number, either the amount we […]

Trust As Beneficiary Of An IRA? Let’s Take A Look.

Last week, a very nice man from Orleans came to see me; let’s call him David. David is 72 and has been married to his wife, Judy, for 52 years. They have three children and seven grandchildren. David took a class that Susan and I teach at Cape Cod Community College on building retirement systems […]