Measure Twice, Cut Once

There’s an old adage in the construction world: measure twice, cut once. Otherwise, pipe connections leak, electrical connections fail and houses fall. Now, I don’t consider myself a handy man by any stretch of the imagination but I do know my way around some common power tools. And although Jill would rather have me “outsource” […]







The Journey Of Your Tax Refund

Once again, we find ourselves approaching tax time. That time when we are either excited to get back some of our hard-earned money, or disappointed to see that we owe even more than we’ve already paid. As we do our taxes, most of us have our eye on that one number, either the amount we […]







Trust As Beneficiary Of An IRA? Let’s Take A Look.

Last week, a very nice man from Orleans came to see me; let’s call him David. David is 72 and has been married to his wife, Judy, for 52 years. They have three children and seven grandchildren. David took a class that Susan and I teach at Cape Cod Community College on building retirement systems […]







All IRAs Are Not Created Equal

If you have ever driven past our office on Teaticket Highway, you may be surprised to hear that four of us work in that small space. We do well with our tight quarters; we manage to work together without getting in each other’s way very often. Part of what makes it work is that we […]







The Financial Year In Review

It has been quite a year, and 2017 promises to be just as exciting. The best thing we can do is stay on our toes and be ready for whatever is to come, and that starts with ensuring that we understand all that happened in 2016.   That’s why I decided this week to highlight […]







The Most Wonderful Tax Advantages of the Year

While all three of my girls love this time of year, it is my Phoebe who truly exudes the Christmas spirit. Every year after Thanksgiving, Phoebe decorates her room with lights, ornaments, stuffed Santas, holly, mistletoe . . . it’s like walking into a winter wonderland. In fact, this year Phoebe has a big handmade […]







Find Your Own Taxable ‘Sweet Spot’

In anticipation of my 50th birthday, I have challenged my three kids to race against me in the Falmouth Road Race next August. I have bet them each that I will beat them. So, about two months ago I began my quest to do just that. Each morning I have been exercising, trying to become […]







Required Minimum Distributions, Do I Need To Worry?

Last week was a long week. In Jeff’s endless pursuit of physical fitness (not really), he hurt himself. All of us in the office tell him he will be fine, but the poor guy had to take it easy for quite a few days. Both of our schedules were a bit thrown off as a […]







Shifting Your Tax Strategy With the Shifting Markets

Lately, Susan and I have received quite a few phone calls from prospective clients thirsting for strategies to minimize the losses in their retirement portfolios. Folks, no doubt, we have experienced the worst beginning to the year—ever—in the history of the markets!   A few weeks back I wrote that the S&P 500 was down […]







A Gift That Keeps On Giving

Christmas is around the corner. Many of us have spent the last week frantically trying to find Black Friday and Cyber Monday deals to be able to give our loved ones as much as we possibly can. After all, if we can find a good deal on one thing, we may be able to give […]