What Returns Should We Expect?

They say that hindsight is 20/20, but in the financial industry, hindsight only gets you so far. And unfortunately, we do not know what the future will bring. Sure, back testing strategies, looking at historic trends, studying forecasting models and understanding leading economic indicators can help give us some guidance, but nothing and no one […]







All IRAs Are Not Created Equal

If you have ever driven past our office on Teaticket Highway, you may be surprised to hear that four of us work in that small space. We do well with our tight quarters; we manage to work together without getting in each other’s way very often. Part of what makes it work is that we […]







Learn To Invest Like The Richest One Percent

All three of my girls are now on Instagram. If you aren’t familiar with Instagram, it is a popular social media platform for sharing photos of your life and looking at photos that your friends post and even some posted by celebrities. We gave my daughter Phoebe the nickname “Hashtag Phoebe,” because she accompanies all […]







Stop Lying To Yourself About Financial Health

My wife, Jill, has had me on this health kick for the past six months. She has me eating so much “ruffage” I feel like a bunny rabbit. Apparently, I’m getting old and need to put more effort into keeping off the pounds than I used to. I can just imagine my 20-year-old self watching […]







Investing–America’s Favorite Pastime

I believe that there are a lot of life lessons to be learned from sports: dedication, determination, desire, and hard work, to name a few. These are all things that I want my girls to learn in their youth to carry with them for the rest of their lives. As springtime rolls around, they are […]







Stop Following The Herd Or You May Run Right Off A Cliff

Last year was a rough year for investors, commodities took a beating, treasuries lost, bonds and stocks were volatile; heck, even Warren Buffett’s Berkshire Hathaway was down 12 percent! Matt Egan from CNN reported last week that nearly all of the stocks in the S&P 500 have fallen by at least 20 percent from their […]







Buying And Holding On… For Dear Life?

There are a few dates in history that everyone in the financial industry remembers. Many people don’t realize how recently one of those memorable days came to pass—August 24, 2015, is not too far behind us. It claims the title as the day with the largest one-day point drop in the history of the markets. […]







Fees And Expenses; Just Not Adding Up

I am accustomed to seeing a variety of emotions from people when they first come to see me; confusion, urgency and fear, to name a few. In fact, over the years, I’ve gotten pretty good at recognizing and identifying how people are feeling before they even start talking to me. Heck, working with all women […]







Finished With Engines … Not Quite Yet

There are certain times in my professional career that I just shake my head in disbelief at what some view as acceptable advice. Last week, Cindy from the Lower Cape came to see me. Cindy is a lovely woman who just turned 66 and is retiring in January. She has saved about $850K, has a […]