A Frozen Pension Can Get Chilly

Many pension plans are dangerously underfunded and employers are looking to get rid of them. If your employer has frozen your plan, what do you do?

Preparing for Retirement

The new year brings some changes to how much you can set aside for retirement. Make sure you’re taking advantage of every break you can to make your golden years easier.

Investment Advice for Different Generations

Your investment strategy will change throughout your life. Learn how your strategy should change based on what generation you belong to.

Don’t Forget Your RMD Before The End Of The Year

Required Minimum Distributions (RMDs) affect holders of tax-deferred retirement accounts starting at age 70 1/2. Understand what RMDs are and how they can work to your tax advantage.

Plan Early For Next Year’s Tax Changes

Big tax changes might be coming in 2017. Here are some tips for things educated investors can do to prepare for what’s to come.

What Returns Should We Expect?

They say that hindsight is 20/20, but in the financial industry, hindsight only gets you so far. And unfortunately, we do not know what the future will bring. Sure, back testing strategies, looking at historic trends, studying forecasting models and understanding leading economic indicators can help give us some guidance, but nothing and no one […]

Why Borrowing From A 401(k) Might Not Be The Best Idea

Last week, I taught a class at the Plymouth campus of Cape Cod Community College with Gerry, another advisor in our Plymouth office. This class has become quite popular. It is specifically designed to help students prepare for a sound retirement by teaching them how to build a solid retirement system. Cutter Family Finance readers […]

The Most Stressful Jobs In America

I just read an article about the most stressful jobs in America. Of course, everyone has different opinions on this topic, largely based on their personal experience. I guess it’s not surprising that the top three most stressful, difficult jobs are; 1) serving in the military, 2) being a parent, and 3) owning a small […]

‘Best’ Doesn’t Always Mean ‘Cheapest’

I talk a lot about retirement planning. To clients, to my class attendees, to you Cutter Family Finance readers, to Jill and my girls, even to my dog, Max, when I can’t sleep at night. After listening to my ramblings for years, everybody listed above can probably name over a dozen investment vehicles that pre-retirees […]