Downloads

Dalbar Study: A Quantitative Analysis of Investor Behvavior

Do Fiduciaries produce better returns? This study aims to answer that question for you and your financial plans.

Read the report and its findings here!

 

Spending Your Tax Refund

For many people, it’s the biggest check they’ll get all year! So it is important you spend it wisely. Jeff spoke with folks about 5 smart ways to spend your tax refund.

1. Pay down debt
2. Finance your future
3. Start a gift fund
4. Prepare for repairs
5. Help your kids
Click here for a worksheet to help you create your own budget.

 

The “Five Easy Steps” Series from Ed Slott

Use these downloads to help you take care of some key financial tasks in just Five Easy Steps:

Using a Tax Refund to Fund an IRA

Calculating NUA

Calculating an IRD Deduction

 

Quantitative Analysis of Investor Behavior

Do fiduciaries produce better returns? Is there investor irrationality being displayed?  Does this lead to inferior results?  Find out with this analysis of investor behavior.

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Fixing a Missed RMD in 5 Easy Steps

What is a missed Required Minimum Distribution?
RMDs must be taken by IRA owners beginning in the year they turn 70 1/2 and by IRA and Roth beneficiaries beginning in the year after the death of the account owner. RMDs not taken are subject to a penalty of 50% of the amount not taken each year.

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The Roth Conversion Decision Just Got Tougher

As much as we like Roth conversions and encourage individuals to convert, we do realize that Roth conversions aren’t for everyone. There have always been many factors to consider before doing a conversion. With the passage of the 2012 tax act on January 2, 2013 and with the healthcare surtaxes taking effect in 2013, there are now more factors to consider.

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The Last Dow Record

Remember the world on Oct. 9, 2007? That was when the Dow Jones industrial average last set a record high. It was a headier time back then: pre-financial crisis, pre-bailouts, pre-Great Recession. A lot has changed since then, but the Dow, a stock index that is followed as a gauge for the rest of the market, hit its highest close, 14,253.77, on Tuesday, March 5th 2013.

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What Is A CPA Personal Financial Specialist?

A Personal Financial Specialist (PFS) is a Certified Public Accountant (CPA) who meets the financial planning requirements established by the American Institute of Certified Public Accountants (AICPA). The credential is awarded only to CPAs who demonstrate the requisite experience, education, examination, and ethical standards established by the AICPA.

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Frequently Asked Questions

Who would benefit from a meeting?

• Anyone who is looking for an unbiased evaluation of their current financial situation to ensure their best possible position.

• Anyone with an IRA, 401K, TSA, or any other investment, who would like to fully understand what they own and how it works, to help how to maximize these dollars.

• Anyone who would like a plan to bring certainty to their financial goals through Low Risk, Low Volatility, Successful

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