Cutter Family Finance

The Cutter Family Finance articles are published in The Falmouth Enterprise and The Mashpee Enterprise every Friday.

Retirement: Do Not Fail To Plan

My coffeemaker is set to brew at 4:50 am. I get up every weekday at 5:00 am and sit down on the couch for a few minutes while I scan through the Wall Street Journal and flip between the futures on CNBC and my local Fox station. As I do this, I drink coffee and […]

Investing Again: Three Things to Keep in Mind

With the economy looking less hostile by the day, a lot of former investors are dusting off their savings accounts and looking for ways to get their money back into the market. Be it in stocks, bonds, treasuries, real estate, currencies, commodities, options, and so on, the end of fiscal cliff negotiations offers a real […]

When Will The Music Stop?

I have received many emails from our readers asking me to comment on the Dow hitting 15,000 last week after writing my April 14th Column, “You’ve Been Warned.” So here I go.   Most of my readers know me as a pretty much of a straight shooter. Love me because I will tell you the […]

10 Different Hobbies to Enhance Your Retirement, Pt. 2

In Part I of this article, we discussed the importance of finding new and meaningful ways to spend your time so that your retirement years will be just as rewarding as your working years. Just as with the activities we reviewed in the first part of this article, including puzzles and games, traveling, volunteering, collecting […]

10 Different Hobbies to Enhance Your Retirement, Pt. 1

Whenever prospective, hopeful or even the wistful members of the workforce are asked what aspects of retirement they’re looking forward to the most, hobbies consistently rank high on that list. But saying this and actually doing it are two entirely separate things. After devoting the better part of your life to punching the time card […]

Optimizing Social Security: A College Education

Two to three times a year I teach a course titled “Rejuvenate Your Retirement” at some local colleges. This course is extremely popular amongst the pre-retired and retired communities. I put this course together from real my life private practice experiences to help educate people in such areas as retirement income, health care and estate […]

You Have Been Warned

As the S&P 500 and the Dow Jones Industrial enter record territory; it comes with predictable certainty. If you are a student of market history like I am, you see that about every 5-6 years our economy enters a recessionary period* and we have a market correction. While I cannot predict the future of the […]

Jeff’s TALK BUSINESS 360 Interview

Considerations When Creating A Legacy

Recently, a couple from Sandwich was referred into me, as an Ed Slott Elite IRA expert and conservative wealth and financial manager. Let’s call them Jim and Anne. Jim and Anne are 73 and 74, respectively, and have one daughter, Jen who is 45. Jim and Anne were great savers through life. Jim owned his […]

Jeff Cutter Financial Question of the Week: Can I avoid Uncle Sam?!

Jeff Cutter answers the Financial Question of the Week from A.J. in Taunton who wants to know if he can avoid Uncle Sam? To submit your question head on over to and register to follow my blog!