Non-traded REITs: When It Sounds Too Good to Be True

Investors are fleeing from non-traded REITs in droves thanks to improved regulatory oversight, but brokers still push them. Find out more about how these differ from other real estate investment trusts.

What’s Past Is Prologue: Making Income Last In Retirement

Make your retirement investments last through the next market downturn by understand how they’d do during the last downturn. Learn from history so you don’t repeat past mistakes.

The Financial Year In Review

It has been quite a year, and 2017 promises to be just as exciting. The best thing we can do is stay on our toes and be ready for whatever is to come, and that starts with ensuring that we understand all that happened in 2016.   That’s why I decided this week to highlight […]

Time Is On Our Children’s Side

Susan and I have written a lot of articles about the importance of starting to save for retirement as early as possible: taking advantage of time and planning for the future at a young age. We have covered topics ranging from how to teach our youth the value of saving to creating a budget to […]

Capital Gains Taxes On A Loss? How?

As most of you know, we teach a retirement course at Cape Cod Community College. In the class, we teach folks how to build a retirement system. Part of the class is designed to help folks understand the impact of capital gains taxes on that system.   At our last class, I was explaining the […]

How To Avoid A Financial Hangover

I just love this time of year; it is full of joy, cheer and celebration. It’s a time to eat all the treats we want without gaining a pound because calories don’t count on holidays, right? And it’s a time to buy all the gifts we want for all the people we love, because money […]

What Even Determines A Credit Score?

Our society today is very focused on the quantifiable characteristics of a person. What was your GPA? How much money do you make? How many years’ experience do you have?   But there is one number that is becoming more and more critical, and it is often ignored by millions of Americans. It is a […]

Social Security—Not Going Anywhere

When Susan and I teach courses for retirees and pre-retirees, we love to get questions. We have one rule—the questions need to be generic enough that the answers are helpful to everyone, rather than specific to a single individual. We love the questions because they give us an understanding of what concerns are on the […]

Just Give Me The Facts

Jill and I went to Aruba last week, no kids. As much as I love my girls, it is nice to get away. We flew JetBlue. I rarely watch television at home—Jill tells me it is because I have a hard time sitting still; she is probably right. So, the free TV combined with a […]

401(k) Plans And The Fiduciary Standard

My daughter Maeve has started to babysit. It’s hard for me to believe, as I still think of her as my baby. Nevertheless, she has been asked by family friends to start watching their kids. Before she said yes, Jill and I talked to Maeve about how babysitting is a huge responsibility. We drilled it […]